MAHARERA P51700049164

The Palladium

Kalyan, Thane · M/s Swaminath Infra
THOK VERDICT
Ruko
7THOK SCORE

Registration has lapsed on MahaRERA.

SCORE 7/100 · CONFIDENCE LOW · CAPPED: REGISTRATION LAPSED
RERA possession
Sept 2025
Latest possession
Sept 2025
Units sold
Not disclosed
Status
Lapsed
Possession date passed? Work out the delay interest or refund RERA says the builder owes youDelay refund calculator →
Full Thok Report₹149
  • One document with every finding, how the score was worked out and each official source
  • The exact questions to ask the builder before you pay a token
  • A PDF you can share with family or your lawyer
Less than 0.05% of a ₹50 lakh home.
If a fact in your report is wrong, tell us and we refund you.
Last checked 01 Nov 2026 · MahaRERA page ↗ · Report an error
…Price
NOT CHECKED YET
Registered sale prices near this project, from the state's property registration records.
State registration records · coming soon
…Court cases
NOT CHECKED YET
RERA complaints, civil and consumer cases against the builder.
eCourts · e-Jagriti · coming soon
…Land title
NOT CHECKED YET
Land records and property card matched to the promoter.
State land records · coming soon

What the builder said, and what we found

POSSESSIONDOESN’T MATCH
Sep 2025RERA registration
LapsedRERA status

Why this score

Open method: each factor's weight and what we found. Unchecked factors don't count for or against. How we score

Legal exposure 20%
—
Complaints and court cases not yet checked.
Title & approvals 10%
—
Land records and approvals not yet checked.
Delivery record 25%
0
Registration has lapsed on MahaRERA.
Promoter financial health 20%
—
Company filings not yet checked.
Disclosure accuracy 10%
40
Unit inventory not disclosed in the public record.
Construction reality 15%
—
Quarterly progress reports and satellite progress not yet checked.

Recent photos

No reviewed photos yet. Been to the site recently? Add one: it helps every buyer here.

Before you pay a token

Pre-booking checklist: what our records confirm, and what to ask the builder in writing.

  1. ×
    Project is registered with MahaRERA and not lapsed RUKO
    Registration has lapsed. Do not pay until the builder shows a valid extension.
  2. ✓
    Possession date has not been pushed back VERIFIED
    Get the RERA possession date written into your agreement.
  3. ✓
    Builder is not in insolvency VERIFIED
    No reviewed IBBI insolvency match. Company filings (MCA) are not yet checked.
  4. !
    Unit inventory is disclosed DHYAAN DO
    Ask for the sold/unsold inventory as filed with MahaRERA.
  5. ?
    Clear land title ASK BUILDER
    Ask for the title search report by an advocate and the latest land record (7/12 in Maharashtra, Jamabandi in Haryana, Khatauni in UP, Patta/Chitta in Tamil Nadu) showing the promoter as owner.
  6. ?
    Commencement certificate (CC) and approved plans ASK BUILDER
    Ask for the CC covering your floor and the sanctioned building plan.
  7. ?
    Project bank account (70% escrow) ASK BUILDER
    Pay only into the RERA designated account named in the registration. Ask for the account details in writing.
  8. ?
    Carpet area as per RERA ASK BUILDER
    The agreement must state carpet area (not super built-up) and match the RERA filing.
  9. ?
    Payment linked to construction stages ASK BUILDER
    No more than 10% before a registered agreement for sale; later instalments tied to construction milestones.
  10. ?
    Lender approval ASK BUILDER
    Ask which banks/HFCs have approved this project for home loans (APF). No approvals is a signal.